VIATICAL & LIFE SETTLEMENTS CONSUMER INFO

for Prudent Sellers and Investors

We do not buy
or sell
viatical or life settlement contracts

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(not the actual cover)

"Viatical"-- an odd word, hmm?
    Odder, still, that few people know anything
about Viatical Settlements.
Most of what you read or hear
is from sales promoters.
Most of it is untrue. 

Information presented here is based on original research by
Gloria Grening Wolk, MSW
author of the only consumer advocacy books on Viatical Settlements:

Ca$h for the Final Days: A Financial Guide for the Terminally Ill and their Advisors (1997)

Viatical Settlements: An Investor's Guide (1998)

Viatical Litigation: Principles & Practice

and the new

Viatical & Life Settlements: An Investor's Guide

Ralph Nader had this to say
 about Ca$h for the Final Days:

"Until this book there was no guide for the terminally ill and their loved ones through the maze of the Viatical Settlement industry; no way  to maximize the cash going to the ill person; no help in making the decision whether to use Viatical Settlements at all; no discussion of other options for cash available to a very ill person."

Why Viators (sellers) Need This Information:

The Internet has tens of dozens of ads from viatical and life settlement providers. Most of these companies are not licensed, and it is dangerous to deal with them. Seniors are a new target for fraud--as owners of policies.

Why Investors Need This Information:

The Internet has tens of dozens of ads from companies eager to sell you viatical & life settlement investments. No federal agency regulates this investment; states are just beginning to do so. Investors are completely on their own -- and have lost in excess of $500 million in the short life of this industry.

Enter to find out how to deal with these companies